Mortgage Loan
| AMOUNT: | 97.75% of Value |
| TERM: | 30 Years |
| MAX DTI: | 41% |
| RATES: | Prevailing Market Rates |
| INCOME: | No Income Limit |
Terms reflect by HUD 184 product parameters. However, NCC home loan products may vary based on other investor requirements or guidelines.
Down Payment and Closing Cost Assistance available to eligible borrowers.
NMLS ID #1950947
Equal Housing Lender
Construction Loan
Loans for the construction of new homes or rehabilitation / additions to existing homes on or off tribal lands. Enrolled status in a federally recognized tribe, homebuyer education class and other requirement for certain products and down payment assistance. This product may be paired with a longer-term mortgage loan.
| AMOUNT: | 97.75% of Value |
| TERM: | 30 Years |
| MAX DTI: | 41% |
| INCOME: | No Income Limit |
Terms reflect HUD 184 loan parameters. However, NCC home loan products may vary based on other investor requirements or guidelines.
NMLS ID #1950947
Equal Housing Lender
Refinance Loan
Rate/Term Refinance, Cash Out Refi, or Streamline Refinances. Refinance allows for debt consolidation, home improvement, or equity cash out. Appraisal required. Investor guidelines to prevail over qualifying LTV ceiling.
| AMOUNT: | 97.75% of Value for Rate/Term Refi 85% of Value for Cash-Out Refi |
| TERM: | 30 Years |
| MAX DTI: | 41% |
| RATES: | Prevailing Market Rates |
| INCOME: | No Income Limit |
Terms reflect HUD 184 loan parameters. However, NCC home loan products may vary based on other investor requirements or guidelines.
NMLS ID #1950947
Equal Housing Lender
Debt Consolidation Loan
Loan applicants who do not immediately qualify for a home or small business loan may be eligible for a one-time debt consolidation loan upon completion of a financial literacy class and credit counseling.
| AMOUNT: | $10,000 Max |
| TERM: | Up to 60 Months |
| RATES: | 8% – 12%+ |
| FEES: | 2.5% Origination & Other Fees |
Terms listed are generalized.
NMLS ID #1950947
Equal Housing Lender